Can I Get My ITT Tech Loans Forgiven?

The ITT Tech loan forgiveness program is a great way for people who have been impacted by the school’s closure to get some relief. Here’s what you need to know.

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Depending on your situation, you may be eligible for ITT Tech loan forgiveness. However, there are a few things you need to know before you can apply for forgiveness. In this guide, we’ll cover everything you need to know about ITT Tech loan forgiveness, including:

– What is ITT Tech loan forgiveness?
– How does ITT Tech loan forgiveness work?
– What are the requirements for ITT Tech loan forgiveness?

If you’re struggling to repay your ITT Tech loans, loan forgiveness may be the best option for you. Keep reading to learn more about how it works.

What Happened to ITT Tech?

ITT Tech was one of the largest for-profit colleges in the United States. But in 2016, the school closed all of its campuses amid allegations of fraud and mismanagement.

If you were an ITT Tech student, you may be wondering what happened to your ITT Tech loans. Here’s what you need to know.

First, if you have federal student loans from ITT Tech, your loans are not eligible for discharge. This means that you are still responsible for repaying your loans, even though ITT Tech is no longer in business.

However, if you have private student loans from ITT Tech, you may be able to get your loans forgiven through a process called “borrower defense to repayment.”

To apply for borrower defense to repayment, you will need to submit a claim to the Department of Education. If your claim is approved, your loan will be forgiven and you will not be required to repay your loan.

It’s important to note that borrower defense to repayment claims can take up to two years to process, so you may not receive a decision on your claim immediately. In the meantime, if you are struggling to make your student loan payments, there are other options available to help you manage your debt.

What Does This Mean for ITT Tech Students?

The US Department of Education has announced that it will forgive the federal student loans of ITT Tech students. This move comes after the for-profit college closed its doors in September 2016, leaving thousands of students without a degree and saddled with debt.

The Department of Education will also refund the money that ITT Tech students have already paid towards their loans, and it will discharge the loans of students who withdrew from the school within 120 days of its closure. Students who have already transferred to another school may also be eligible for loan forgiveness.

This is welcome news for ITT Tech students, many of whom were left in a difficult financial situation after the school closed. If you were an ITT Tech student, you should contact your loan servicer to learn more about your options and how to apply for loan forgiveness.

What Are My Options?

Assuming you have federal student loans from ITT Tech, you have a few different options for loan forgiveness:

1. Public Service Loan Forgiveness: You may be eligible for this program if you work for a government or non-profit organization and make 120 qualifying monthly payments.

2. Closed School Discharge: If your school closed while you were enrolled or within 90 days of your last date of attendance, you may be eligible for a full discharge of your federal student loans.

3. Discharge due to False Certification: If you took out loans to attend a school that falsely certified your eligibility to receive them, you may be eligible for a full discharge of your federal student loans.

4. Borrower Defense to Repayment: If you believe that you were misled by your school when you took out your loans, you may be eligible for loan forgiveness under this program.

How Do I Get Started?

The first step is to contact your loan servicer and ask about your repayment options. You may be able to change your repayment plan to one that better suits your needs. If you’re unable to afford your monthly payments, you may be eligible for a deferment or forbearance, which would allow you to temporarily stop making payments or make smaller payments.

If you’re still struggling to repay your loans, you might be eligible for loan forgiveness. The Public Service Loan Forgiveness Program forgives the remaining balance on your Direct Loans after you make 120 qualifying monthly payments while working full-time for a qualifying employer. To qualify, you must have been employed by a government organization, nonprofit organization, or other qualifying employer at the time you received each of the 120 required monthly payments.

You can also get your loans forgiven if you become permanently disabled or die. If you have any questions about loan forgiveness, contact your loan servicer or the Department of Education’s Loan Forgiveness Call Center at 1-855-279-6207.


In conclusion, it is possible to get your ITT Tech loans forgiven, but it is not guaranteed. You may be able to have your loans forgiven if you can prove that the school misled you, but you will need to provide evidence to support your claim. If you are not able to have your loans forgiven, you may still be able to qualify for loan repayment assistance programs or student loan consolidation.

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